110 Personal Financial Management - 3 hours lecture, 3 units (Grade Only)
Advisory: English 48 and English 49 and Mathematics 34A, each with a grade of "C" or better, or equivalent, or Assessment Skill Levels R5, W5 and M20.
This course explores theories and techniques of managing personal income, with an emphasis on financial goal setting, culminating in the development of a personal financial plan. It includes practical methods of gaining maximum advantages from income through efficient spending, effective use of credit, savings, budgeting, insurance, and investment. Stock portfolios and retirement and estate planning are discussed. This is a required course for a Certificate of Performance in Skills for Success and Certificate of Achievement and/or Associate Degree in Consumer Resource Management. (FT) Associate Degree Credit & transfer to CSU and/or private colleges and universities.