Alternative Loans

Alternative loans are private loans through a lending institution and are not part of the federal government programs. Alternative loans are more expensive than federal government Direct Loans or FFEL loans and should only be used when all other options have been exhausted.

You will need to complete a FAFSA application before our office can certify an Alternative Loan application.

Be sure to research all possibilities for scholarships, grants, Work Study, and federal loan programs before borrowing from an alternative loan program.

You are always free to choose the lender of your choice. Choose the loan that best suits your needs and remember to borrow only what you need!