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Payments, Refunds, & Direct Deposit

Financial Aid (FA) Policy

FA funds are administered in accordance with a nationally established policy of financial assistance for education. The basis of this policy is the belief that students and their parents have the primary responsibility for meeting educational costs. The amount of the contribution expected from students and their parents is determined by careful analysis of family financial strength taking into consideration net income, number of dependents, allowable expenses, indebtedness, and assets. The U.S. Department of Education, in cooperation with educational agencies, has established procedures which are used in making an evaluation of the amount families can be expected to contribute.

During the 22-23 academic year, all financial aid, after fees are paid, will be disbursed by paper check to the mailing address you have on file, or by Direct Deposit [click here to Sign Up for Direct Deposit]. It is important that you verify your mailing address in mySDCCD or sign up for Direct Deposit no later than 2 weeks prior to any posted dates shown below.

Important notes:

  • Your financial aid payments (if you qualify) are based on your class enrollment schedule as of the “Freeze/Census” date, or the first date you begin attending. 
  • Your payment will not increase based on any additional classes added after the freeze/census day.
  • Any late start, short term classes must be added prior to the freeze/census day to be included in your payment.

2023-2024 Payment/Refund Dates

Financial Aid checks will be mailed to your home address and cannot be forwarded by the Post Office. If you have a change of address, please notify the Admissions Office immediately. Also, address changes can be made online on mySDCCD.

California Residents: All FA will be divided into two payments each semester. The first payment will be the balance after all fees are paid (i.e. enrollment fees, health fee, etc.). Student refund checks will be mailed to the address on file with the Admissions Office. It is important that students verify the mailing address, in your mySDCCD portal, in order to validate the refund check will be mailed to the correct address. If the mailing address is correct, no further action is required. 

*Please allow delays during an observed holiday.

Non-Resident: Students will have FA applied to their tuition fees, up to their maximum eligibility, based on the award amount and enrollment. If there is any excess, after all fees have been paid, a student refund check will be sent by mail.  Bookstore accounts are not available to non-resident students.

Students enrolled only in late-start short term classes will not receive disbursements until your classes have started.

Direct Deposit Information

Direct deposit is an Automated Clearing House (ACH) transaction where money is electronically deposited into a checking or savings account. To be eligible for direct deposit, students must have FA awarded in the current aid year and must not have any FA or student accounting related holds. When enrolling in direct deposit, it is recommended that the student:

  • be the sole owner of the bank account used to receive FA funds;
  • never share mySDCCD account information;
  • before signing up, check with the financial institution (bank, credit union, etc.) regarding any potential fees associated with direct deposit;
  • ensure accurate submitting of the correct routing and account numbers to prevent delays or potential loss of FA funds.

Direct deposit funds will be distributed into the checking or savings account submitted by the student and are typically available immediately, in the full amount deposited. Funds are generally deposited on Friday, one week after the FA disbursement, but may be delayed by Thursday/Friday holidays.

Anticipated Disbursement Dates Schedule: 

*No disbursements week of November 21-25

2023-24 Payment Dates


Fall 2023

Spring 2024

Summer 2024

Enrollment Status or Census Date

Class(es) added after this date will not be included for payment purposes

September 06, 2023

February 14, 2024

July 10, 2024
subject to change

Pell Grant Bookstore Accounts & Bus Passes

CA Residents only

Winter Intersession uses all or a portion of Spring Bookstore Account amount). 

Non CA residents will not

have a Pell Grant Bookstore account

August 10, 2023-

September 05, 2023


December 18, 2023 - January 12, 2023


General Session:

January 19. 2024 - February 13. 2024

May 24, 2024  –
July 2, 2024





Pell Grant 1st  Disbursement

[50% of eligible award amount, adjusted to enrollment level as of Status Date listed above, minus Bookstore Account/Bus Pass funds used for CA Residents OR minus Tuition Paid for Non-CA Residents]

Paper Check:

Anticipated to begin mailing the weekend of  9/19/2023 **


Direct Deposit:

on or after 09/20/23

Paper Check:

Anticipated to begin mailing the weekend of 02/29/2024 **


Direct Deposit:

on or after 02/28/2024

Anticipated to begin the week
7/15/2024 **

Pell Grant 2nd Disbursement


Remaining 50% of eligible award amount, adjusted to enrollment level as of Status Date listed above [may not be equal to first disbursement].

Paper Check:

Anticipated to begin mailing the weekend of 11/16/2023 **


Direct Deposit: on or afterthe weekend of 11/14/23

Paper Check:

Anticipated to begin mailing the weekend of 04/23/2024**



Direct Deposit: 04/24/2024


Cal Grant B & C

Paper Check: Anticipated to begin mailing 9/19/2023 **

Direct Deposit: 09/20/23

Paper Check: Anticipated to begin mailing 2/29/2024 **

Direct Deposit: 02/28/2024


Student Success Completion Grant (SSCG)

(Student must be a recipient of Cal Grant B or C to determine eligibility for SSCG award)




Federal Direct Loan

(Promissory Note dates are estimate dates only)

Anticipated on or After the weekend of 8/31/2023 **

Anticipated on or After the weekend of 02/08/2024 **

Anticipated to begin by or after
the week of 06/10/2024 **
[depending on summer term of enrollment]

First year, first-time student

Anticipated on or After the weekend of 09/21/2023 **

Anticipated on or After the weekend of 03/07/2024 **

by or after the week of 7/22/2024 **
[depending on summer term of enrollment] 



(one semester only) Will disburse in two payments in one semester only

1st Disbursement:

Anticipated on or after the weekend of 09/06/2023 **



2nd Disbursement:

Anticipated by or after the weekend of 10/16/2023 **

1st Disbursement:

Anticipated on or after the weekend of 02/08/2024 **



2nd Disbursement:

Anticipated by or after the weekend of 03/28/2024 **



**Anticipated disbursement will be verified by Student Accounting. Please allow for up to 2 weeks to verify any balance due, calculate, print and mail or direct Deposit refunds.



ALL Dates shown below are Anticipated and subject to change

Problems Receiving Direct Deposit Funds

If your routing number and/or account number is incorrect, direct deposit will fail or will be deposited into the wrong bank account. It is the student's responsibility to ensure bank information is correct when signing up for direct deposit. Funds incorrectly deposited to another account due to incorrect routing and/or account numbers will require the student to work directly with the financial institution to resolve the matter.

Important Notes:

  • The SDCCD will not be able to resolve personal disputes once the funds are deposited into the account using information submitted by the student.
  • A direct deposit failure will cause up to a 2-week delay of your FA refund or a potential loss of FA funds if incorrect bank information was provided. 

You can sign up for direct deposit. Please visit How to Sign Up for Direct Deposit or How to Change Direct Deposit Bank Accounts for more information.


Go to  mySDCCD Support Desk to submit a request for assistance with setting up or cancelling your direct deposit.